Home loans made easy
Want to save time and money on your home loan application?
Get strong advice and guidance on refinancing, or applying for your home loan with O’Toole Finance.












Mortgage Brokers that listen to get you a great deal.
Here at O’Toole Finance we cut out the jargon to deliver solid comparisons, making refinancing or your first loan application simple.
First-Home Buyers
We equip you with the knowledge you will need to save and apply for your very first home loan. O’Toole Finance simplifies the process and financial jargon to get you one step closer to the Australian Dream.
Property Investment
Refinancing
In a time of uncertainty, get sound advice on how you can save money, reduce mortgage payments, and get a great deal for your individual situation with your local Mortgage broker at O’Toole Finance
Why choose O'Toole Finance?
Personalized Mortgage Solutions
With access to a wide range of lenders and loan products, we’ll find the perfect mortgage that aligns with your financial goals and lifestyle.
Save Time & Money
Let us do the heavy lifting for you! We’ll compare rates and terms from multiple lenders, ensuring you secure the most competitive mortgage possible.
Transparent & Ethical
At O’Toole Finance, we prioritise our clients’ best interests, providing honest advice you can trust.
Our consultant for your financial dream
Tim O'Toole
Tom Walker
Hear what it’s like to work with us
Zoe Starr2024-08-02Trustindex verifies that the original source of the review is Google. Have dealt with Tim and Tom at O’toole finance and both have been so great. VERY accommodating to us as a busy family, make all things finance that I have absolutely no idea about make sense. Seem to work all hours of the day to make our crazy hopes and dreams come true and I suppose most importantly, have managed to successfully make all our crazy hopes and dreams come true! If you’re lost when it comes to home loans - just give them a call. You will not regret it! Kelsey McLachlan2024-07-21Trustindex verifies that the original source of the review is Google. Tim was great to work with! Very efficient and in a timely manner!! Would recommend him to anyone! Ben Loft2024-07-03Trustindex verifies that the original source of the review is Google. O’Toole Finance has exceeded our expectations assisting with the purchase of our first home! I’d highly recommend Tim and Tom to anyone looking at purchasing their next property. Melanie Young2024-07-02Trustindex verifies that the original source of the review is Google. Review for Tom Walker: Tom listened to what I had wanted and found a loan that was perfectly suited to my needs. I had not had much luck previously! Tom was friendly, professional and non-judgemental. Tom made the process and experience very seamless and stress-free. I would highly recommend Tom for anyone seeking a car/home loan! Jarred Cox2024-06-20Trustindex verifies that the original source of the review is Google. "Tom Walker: A Broker at Tim O'Toole Finance!" I had the pleasure of working with Tom Walker, as he was our broker at Tim O'Toole Finance, and I couldn't be happier. Here's why: 1. Expert Strategy: From day one, Tom's strategic approach stood out. He filled the conference room whiteboard with an insightful plan, ensuring we were well-prepared. 2. Responsive Communication: Throughout the buying process, Tom was just a quick reply away. His timely responses and availability made the experience smooth. 3. Vast Knowledge Base: Tom's extensive knowledge inspired confidence. We trusted his expertise, especially when navigating complex financial decisions and avenues of approach. 4. Recommended: As a first-time homebuyer, I wholeheartedly recommend Tom to others. His dedication and professionalism are unmatched. Thank you, Tom, for making our journey stress-free and successful! Danielle Harris2024-06-05Trustindex verifies that the original source of the review is Google. I'm so grateful to have had Tim's personalized support throughout this journey of purchasing my dream home. When I say personalized, Tim provides a level of service that is truly exceptional. We have been liaising for at least four years now, and Tim has remained committed to my journey, consistently offering a high level of care and customer service. He is an excellent listener, and I have learned some highly beneficial money management tips from him that have greatly benefited me. Tim even came to my workplace to help me sign all my documents. I would not hesitate to highly recommend Tim to anyone seeking financial support. Cameron Mays2024-06-04Trustindex verifies that the original source of the review is Google. Tom was a jet, went through everything very thoroughly, got us the best option for us and was super quick every step of the way with great advice on what to watch out for. Alex Bowd2024-05-27Trustindex verifies that the original source of the review is Google. Recently purchased a new house with the help of Tim at O’Toole Finance. The process couldn’t have been easier with Tim keep myself up to date throughout the whole proceeding. I couldn’t recommend using Tim for anything finance related. Will be only dealing with O’Toole Finance going forward. Erin McBean2024-05-22Trustindex verifies that the original source of the review is Google. Tim is extremely efficient and professional in what he does. He works is a very timing matter and makes it easy for all parties involved. I would HIGHLY recommend him to anyone that is looking for mortgage broker. carl mcbean2024-05-22Trustindex verifies that the original source of the review is Google. Like all great brokers, Tim was referred to us through a friend which is a good indication of customer satisfaction. Tim has helped us navigate multiple potential purchases and has been available to answer any questions we had arise across a multitude of houses we were looking at. The fact he makes no income until we have a house purchased and we have been doing this process for 12 months is a testament to Tim’s character and high level support of his clients. Not once did we feel any sales pitch or anything other than genuine from Tim. From a pure finance perspective he articulated the options so they were easily understood and kept ahead of us for considerations we should be having. Cant recommend Tim enough to help with home loans and supporting the process. Doing 8+ pre approvals as we continued our search was seamless and hassle free. The loan process now we have settled was also very well prepared and considered by Tim.Load more
Embark on your homeownership journey with confidence, knowing O’Toole Finance is by your side every step of the way. Contact us today for a free, no-obligation consultation and discover the difference a dedicated mortgage broker can make.